Insurance for Shared and Coworking Spaces

Fair and affordable cover for both coworking members and operators.

Our job, here at included.co, is to constantly negotiate for transparent and affordable solutions for the members and operators of our 257 (and counting) partnered coworking communities worldwide.

One of the most popular solutions we were tasked with sourcing, was to fix the ridiculous way business insurance wasn’t working for businesses based in, or running, coworking spaces.

Initially insurers shied away from these communities, fearing that it left them too exposed. They then dived in with half-baked policies that totally missed the point of how coworking communities really worked, sometimes even requiring that laptops be bolted down whilst you ran to the loo, in order for it to be covered.

Back in 2014, we began working with ProfilePI, a small business insurance broker who ‘gets it’ and understands the importance of coworking and shared spaces in our modern economy.

Since then they’ve covered many of both our members and community operators across the global network, also saving many businesses money along the way saving one media businesses over $2,000 on their annual coverage costs.

We worked with the team at ProfilePI to create a flexible coverage package that make sense for all coworking members* and operators, regardless of the size of their operations or the city in which they’re located.

The terms we’ve made sure are included in each of the packages:

  • Covering devices like PC towers, screens and iMacs that get left overnight.
  • Professional Indemnity insurance (includes cyber and data protection)
  • No long-term tie in, with monthly PAYG option, with no cancellation fee.

Whilst the following options can be optionally bolted on to the packages:

  • Public Liability
  • Employers Liability
  • Cyber Emergency Response (Breach Response)
  • Business Interruption
  • Legal Expenses
  • Directors & Officers

Simply request a free estimate below, and our friends at ProfilePI will contact you promptly, making sure you get a package that makes sense for you and your business.

Click here to request a free insurance estimate For coworking space members or operators.

Members and operators of communities signed up to included.co get a 10% discount on all policies.

If your community is not connected yet (it’s free), just say hello and we’ll get you sorted.


* Insurance cannot cover publicly accessible hot-desking spaces, yet. Only resident desks and members only spaces can currently be covered.
** There is no commitment to accept the terms negotiated on your behalf.

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About the Author

Hector Kolonas

Hector Kolonas

Passionate about connecting ecosystems, so that amazing people can take their businesses from anywhere to everywhere.