£20 off simple, quick and affordable freelancer insurance


  • [message type=’warning’] You’ll get £20 in Dinghy credit after your first 90 days of cover through this included perk. [/message]
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    A completely new approach to insurance for freelancers

    Faster, cheaper & fairer protection for you, your business and your customers. For the first time, freelancers take full control – customise or freeze your insurance as your work changes.

    Our quote process has only 8 questions and takes less than a minute to get a quote, you can buy online in less than 2 mins and your documents are available immediately. We’ll never use your data for anything other than insurance purposes and we’ll never charge you fees for changing your policy details. No upfront costs, just pay at the end of each month for the insurance you’ve used and cancel whenever you want (but we hope you don’t).

    B-Corp Pending, Dinghy is committed to making insurance a social good. Away with faceless corporate tankers, get Dinghy instead! Welcome to flexible insurance with a heart

    Love the service & great and responsive team – really puts my mind at rest

    Oliver Rees (Trust Pilot Review)

    Dinghy Insurance Covers:

    • Professional indemnity – Mistakes happen, even to the best of the best. When they do, we are here to compensate your client for their financial loss.
    • Freelancer Assist – Innovative new cover comes as standard on all Dinghy policies includes tax investigation cover and 24 helplines for tax, legal and counselling advice.  Additionally if you have a late payment issue with a customer within the EU, we will negotiate to resolve the situation as quickly as possible and pay any legal costs involved.
    • Public liability – whether working from home, in an office, a co-working space or a coffee shop, if someone trips over your bag and is hurt, or you ruin someone’s laptop with a coffee, we’ll pay to put them right.
    • Business Equipment – We replace as new, or give instant cash, for business equipment stolen or damaged anywhere in the world within 24 hours. With a claims team available 24/7, we’ve got you covered.
    • GDPR & Cyber Insurance – If you are hacked, lose your laptop, someone uses your login, or you accidentally email the wrong person and you lose someone’s personal data; we’ve got you covered; including fines and costs in monitoring their credit and identity for theft.

    Join the Dinghy Crew today


    Got Questions? Click to Ask Dinghy directly.





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